Sukanya Samriddhi

About this savings scheme

Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.

Interest & limits at a glance

Scheme Name Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Launched By Government of India
Launch Year 2015
Benefit 8.2% p.a. interest + full tax exemption (80C) for girl education & marriage
Category Women
Last Verified 21 June 2026
Official Portal https://www.indiapost.gov.in